davidNprogress

I am not much of a TV watcher and it seems when I do take time to flip through the current cable offerings all we seem to have anymore are reality shows. Interestingly, many of the popular shows are about people that have jobs and lives of danger and excitement. Who would have imagined years ago that there would be an audience for shows about fishermen, lumberjacks, Alaska cabin dwellers, and redneck country folks. I spend my day in a cubicle. The overall level of the excitement of reading e-mails, attending conference calls and enduring endless meetings is somewhat lacking. Perhaps I need to star in my own show. “Cubicleman!?” “E-mail Dynasty!?” “Conference calls: The Last Frontier!?” I could set up a GOPRO camera and record every exciting moment. Up at 530! Work by 0700! Lunch at the desk while working! Out by 530! My day would be riveting I am sure for others to observe. Most of these shows are popular because people long to escape their own mundane and steril...

Last month our family achieved an important milestone in our lives. We dropped in the mail our final house payment to become 100% debt free! I have to be honest. Much of my obsession over saving and being debt free has been driven by a fear of the future.  What would my family do if the cancer were to come back? What burden would I leave them? How would my son go to college? What happens if I were to lose my job? Sometimes fear can be a good thing if in end the end it brings hope. So how did we get here?  It is far easier than you might think. Don’t buy stuff you can’t afford!               Sounds like common sense doesn't it? Common sense unfortunately is just not common practice for most people.  Key here is having discernment between what you need to have and would like to have. If you don’t have the money just don’t buy it. Pretty simple huh? Live below your means!  Wh...