davidNprogress

That is me at the bottom right Last night was the last Bike Lab group ride of the season. I made it to more group rides this year than any year in the past as part of my goals for 2017. I had tremendous gains in my cycling fitness this year and more importantly, for me, I got out of my comfort zone to participate in group rides with people I know we're faster than me. All at the ripe age of 50. Through all these years starting more than 30 years ago, cycling has been something that has brought me fun and fitness. It all started back in college when I finally got fed up with being overweight and out of shape. It was a $75 mountain bike from Wal-Mart that first got me moving. Since that time I have owned several bikes and have ridden thousands of miles. Along the way, I experienced adventure, learned about perseverance and continued to battle my weight. I can’t imagine what my life and fitness would have been like had I not strapped on a helmet for the first time...

Last month our family achieved an important milestone in our lives. We dropped in the mail our final house payment to become 100% debt free! I have to be honest. Much of my obsession over saving and being debt free has been driven by a fear of the future.  What would my family do if the cancer were to come back? What burden would I leave them? How would my son go to college? What happens if I were to lose my job? Sometimes fear can be a good thing if in end the end it brings hope. So how did we get here?  It is far easier than you might think. Don’t buy stuff you can’t afford!               Sounds like common sense doesn't it? Common sense unfortunately is just not common practice for most people.  Key here is having discernment between what you need to have and would like to have. If you don’t have the money just don’t buy it. Pretty simple huh? Live below your means!  Wh...

I am turning 45 in a couple of weeks and that has put me in a bit of a reflective mood I guess. It really did not help that one of my magazines had an article this month about starting the second half of your life at 45. Next while checking my Roth this week realized I am only 15 years away from 60! I know there is a midlife crises phenomenon that many people experience around this time as they seek to create new achievements or to return to old glory days. Funny thing is that I happen to think I am living my glory days right now with more to come in the future. I have a great job, loving wife (beautiful too BTW), amazing teenage son, and a full plate of volunteer work with kids that help make life fun. There are many great days behind me and I am sure there are even better days ahead. For sure there are big changes with our son soon off to college and a new stage in our married life as empty nesters. I am excited about the future and genuinely thankful to wake up to a new day ...