davidNprogress

Our family spent a few days in Colorado recently and it was wonderful to soak in the cool mountain air and view the beauty that can only be found in the great American west. I have kiddingly said many times that my happy place is on a mountain rock contemplating life. On this trip, however, I took the time to realize that my happy place is really not a place at all. It is a moment. It is a simple time on the couch with my wife talking about our whacky dog. It is a conversation with our college-age son about his current success and plans for the future. It is that moment on the bike side by side with others striving for personal fitness while enjoying some great comradery. It is at work when a new employee shares excitement about starting a job here and what it means for their life. Happy is not a place. It is an ability to recognize the small moments that really make this life worth living and taking time to smile at the moment. As a new week begins, I am challenging myse...

There are many men that when they pass a certain age lose their way. Statistics show that divorce rates and depression for men after 50 are growing with male suicide rates now peaking after 50. Little is known as to the reason why but my best guess is that many men turn to this decade of life, join the empty nest then look around and say, “now what?”. Looking back there were once dreams of big jobs, big houses, big bank accounts, and small waistlines. Instead for many men we look around and find life has not quite turned out as expected. We think “Retirement is coming but I have no plan” “Our child-centered marriage has changed and left my wife and me with little in common” “Our friends were based on our child circle and they have moved on” “The job of my dreams is now just a grind” “The body I see in the mirror is of an old man. The athlete in me is gone” “Now what?”  “Now what?” Most men by nature keep these deep fears to ourselves and avoid sharing. If not addresse...

“If you want to live like no one else tomorrow, you have to live like no one else today” -Dave Ramsey A saw a statistic the other day that said the average American consumer is carrying over $7,000 in credit card debt. The skyrocketing cost of college has also resulted in student loan debt at 44 trillion dollars with an average debt load of $37,172 for each person. These numbers do not include other debt “normal” people carry including a mortgage and a car. Add all of these elements together and you can understand the pressure people are feeling regarding their finances. It seems most folks see debt as just a part of life. “You will always have a car, credit card, and a house payment” Really? Is this statement true? Why! Having been 100% debt free now for four years and I can without a doubt say it does not have to be that way. It is possible to get out of debt and to stay that way. Really, since being out of debt I find it very hard to imagine digging a new hole for my fut...